CHALLENGE 01
Opening a business account took days of paperwork.
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GALLERY · 8 SHOTS
01/ 08
Balances, cards and transfers, opened in about two minutes.
THE RESULTS
THE BRIEF
A mobile-first bank for people and small businesses. Accounts open in two minutes, cards and transfers live in one app, and FX fees stay at zero.
Vaultly is a consumer and small-business bank built around a fast KYC flow and a clear view of money. People open an account from their phone, order a card, and send payments without leaving the app. A companion web console gives businesses the same balances, transfers and frozen-card controls.
CHALLENGE / SOLUTION
CHALLENGE 01
Opening a business account took days of paperwork.
SOLUTION
The KYC flow collects only what the check needs and confirms the account in about two minutes.
CHALLENGE 02
FX markups made small international payments expensive.
SOLUTION
Transfers run at 0% FX, with the amount the recipient gets shown before the payment is sent.
WHAT WE BUILT
Identity checks finish inside the app so a new customer can open an account in about two minutes.
People order a card, freeze it, and send money from the same screen, with balances shown in the open.
Cross-border payments stay at 0% FX so small businesses can pay suppliers without a surprise margin.
A web console mirrors the mobile account for teams that need a larger view of cash, cards and payments.
TECH STACK
Mobile
React Native · TypeScript · Secure enclave
Web
Next.js · TypeScript
Payments
Card issuing · FX · Transfers
DELIVERABLES